Finward Bancorp Stock Analysis

FNWD Stock  USD 38.40  0.54  1.43%   
Finward Bancorp's financial leverage is the degree to which the firm utilizes its fixed-income securities and uses equity to finance projects. Companies with high leverage are usually considered to be at financial risk. Finward Bancorp's financial risk is the risk to Finward Bancorp stockholders that is caused by an increase in debt. In other words, with a high degree of financial leverage come high-interest payments, which usually reduce Earnings Per Share (EPS).
Given that Finward Bancorp's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Finward Bancorp is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Finward Bancorp to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Finward Bancorp is said to be less leveraged. If creditors hold a majority of Finward Bancorp's assets, the Company is said to be highly leveraged.
Finward Bancorp is fairly valued with Real Value of 37.94 and Hype Value of 38.37. The main objective of Finward Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Finward Bancorp is worth, separate from its market price. There are two main types of Finward Bancorp's stock analysis: fundamental analysis and technical analysis.
The Finward Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Finward Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in child.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.

Finward Stock Analysis Notes

About 22.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.95. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finward Bancorp last dividend was issued on the 17th of December 2025. The entity had 2:1 split on the 22nd of March 1999. Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana. Finward Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 254 people. To learn more about Finward Bancorp call Benjamin Bochnowski at 219 836 4400 or check out https://www.ibankpeoples.com.

Finward Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Finward Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Finward Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Finward Bancorp has a strong financial position based on the latest SEC filings
About 22.0% of the company shares are held by company insiders
On 30th of December 2025 Finward Bancorp paid $ 0.12 per share dividend to its current shareholders

Finward Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 165.51 M.

Finward Profitablity

The company has Profit Margin (PM) of 0.12 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.

Technical Drivers

As of the 5th of February, Finward Bancorp shows the Mean Deviation of 1.4, coefficient of variation of 757.14, and Downside Deviation of 1.71. Finward Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Finward Bancorp jensen alpha, as well as the relationship between the potential upside and skewness to decide if Finward Bancorp is priced favorably, providing market reflects its regular price of 38.4 per share. Given that Finward Bancorp has jensen alpha of 0.2219, we urge you to verify Finward Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.

Finward Bancorp Price Movement Analysis

The output start index for this execution was fourty-nine with a total number of output elements of twelve. The Moving Average is predictive technique used to analyze Finward Bancorp price data points by creating a series of averages of different subsets of Finward Bancorp entire price series.

Finward Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finward Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finward Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finward Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Benjamin Bochnowski over three weeks ago
Acquisition by Benjamin Bochnowski of tradable shares of Finward Bancorp at 24.83 subject to Rule 16b-3
 
Burke Carolyn M. over two months ago
Acquisition by Burke Carolyn M. of 500 shares of Finward Bancorp at 26.85 subject to Rule 16b-3
 
Benjamin Schmitt over six months ago
Acquisition by Benjamin Schmitt of 500 shares of Finward Bancorp at 28.985 subject to Rule 16b-3
 
Alwin Martin P over six months ago
Acquisition by Alwin Martin P of 434 shares of Finward Bancorp at 27.63 subject to Rule 16b-3
 
Todd Scheub over six months ago
Acquisition by Todd Scheub of tradable shares of Finward Bancorp at 54.7251 subject to Rule 16b-3
 
Benjamin Bochnowski over six months ago
Acquisition by Benjamin Bochnowski of 100 shares of Finward Bancorp at 29.0 subject to Rule 16b-3
 
Robert Lowry over six months ago
Acquisition by Robert Lowry of tradable shares of Finward Bancorp at 24.83 subject to Rule 16b-3
 
Benjamin Bochnowski over six months ago
Acquisition by Benjamin Bochnowski of tradable shares of Finward Bancorp at 30.52 subject to Rule 16b-3
 
Benjamin Bochnowski over six months ago
Disposition of tradable shares by Benjamin Bochnowski of Finward Bancorp at 28.359 subject to Rule 16b-3
 
Todd Scheub over six months ago
Disposition of 375 shares by Todd Scheub of Finward Bancorp at 30.92 subject to Rule 16b-3
 
Robert Lowry over six months ago
Acquisition by Robert Lowry of 197 shares of Finward Bancorp at 26.65 subject to Rule 16b-3
 
Benjamin Bochnowski over six months ago
Acquisition by Benjamin Bochnowski of 160 shares of Finward Bancorp at 27.955 subject to Rule 16b-3

Finward Bancorp Outstanding Bonds

Finward Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Finward Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Finward bonds can be classified according to their maturity, which is the date when Finward Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Finward Bancorp Predictive Daily Indicators

Finward Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Finward Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Finward Bancorp Forecast Models

Finward Bancorp's time-series forecasting models are one of many Finward Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finward Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Finward Bancorp Bond Ratings

Finward Bancorp financial ratings play a critical role in determining how much Finward Bancorp have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Finward Bancorp's borrowing costs.
Piotroski F Score
7
StrongView
Beneish M Score
(2.55)
Unlikely ManipulatorView

Finward Bancorp Debt to Cash Allocation

Many companies such as Finward Bancorp, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Finward Bancorp currently holds 105.12 M in liabilities. Note, when we think about Finward Bancorp's use of debt, we should always consider it together with its cash and equity.

Finward Bancorp Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Finward Bancorp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Finward Bancorp, which in turn will lower the firm's financial flexibility.

Finward Bancorp Corporate Bonds Issued

Most Finward bonds can be classified according to their maturity, which is the date when Finward Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

About Finward Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Finward Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Finward shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Finward Bancorp. By using and applying Finward Stock analysis, traders can create a robust methodology for identifying Finward entry and exit points for their positions.
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana. Finward Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 254 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Finward Bancorp to your portfolios without increasing risk or reducing expected return.

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